Free Credit Counseling

Fairwinds Credit Union is working with InCharge Debt Solutions to bring you a wealth of financial educational materials as well as personal credit counseling. Counseling sessions are free by phone or online. Get started today in a free confidential consultation with a certified credit counselor.

What is Financial Hardship?

A financial hardship is the inability to meet basic living expenses for goods and services necessary for the survival of the debtor and family. If you are facing financial hardship or anticipating a financial hardship, you are not alone. The following reasons account for 70% of all foreclosures nationwide:

- job loss / significant reduction in income
- disability
- divorce
- death of wage earner

Tall Tales Your Contractor Tells

Even honest contractors occasionally play a bit fast and loose with the truth. All tradesmen are looking to maximize profits and minimize hassle - and that can end up costing you extra money.

So don't take everything a contractor says as gospel. Try these strategies to neutralize three classic fibs without harming your working rapport.

Read full story at CNNmoney.com

Senior Housing Coming to Avalon Park

In 2011, a 90-unit senior housing facility will be built in downtown Avalon Park across from Publix.

Read full story at insightmagazine.com

Benefits of a Good Credit Report

A solid credit history can be one of your most useful and powerful financial assets. A record of prudent credit use and prompt payments can enable you to not only qualify for credit when you need it, but it may also enable you to get a lower interest rate on your borrowing.